financial literacy

hi guys and gals! There is something that I have learned recently that will really change the way you look at your finances and the way you handle your financial life. I believe this is very important for Filipinos since we are known to be big spenders! Foreigners consider us to be stupid when it comes to handling our money. That's because we literally and virtually spend a lot on things that our hands can get hold of, not really knowing if we really need those things. We Filipinos doesn't seem to know the difference between a need and a want. We need to be financially educated. If we ever dream of getting out of poverty, then the time is now to learn how and start changing our financial affairs. There is an institution out there that teaches these things for free. Thanks to them, many years from now, Philippines will be a different country. We just have to open our eyes to see the opportunities and open our hearts to accept the changes necessary to achieve our dreams of wealth and financial independence..May God be always with the Philippines!